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Get fee free Life Insurance advice today

Speak with a regulated adviser for free and find the right cover for your loved ones — no pressure, no cost to you.

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Why Get Advice From Us?

We’re proud to be part of Just Mortgages Direct Ltd, a trusted name with nearly 900 glowing Trustpilot reviews and an appointed representative of The Openwork Partnership—authorised and regulated by the Financial Conduct Authority—you can feel confident you’re in safe hands. We also work with some of the UK’s most respected insurers to ensure you get the right protection for your needs.

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Don't just take our word for it

“I’d been meaning to sort life cover for a while, but always found it a bit of a minefield. Beyond Protection made it dead simple. No pushy sales talk — just honest advice and someone who actually listens. I came away with the right cover and peace of mind, which is all I really wanted. Really pleased I got it sorted with them.”

Darren S.

Wakefield, UK

"Absolutely cracking service from Marnus! Sound advice and efficient delivery. Strongly recommend using him and Beyond Protection for your critical illness or life insurance needs."

Steve H.

Southampton, UK

Got life cover & income protection and couldn't be more pleased with the service. Marnus was fantastic, extremely patient, understanding and highly empathetic. He took his time to listen to my needs and situation, which made me feel heard and respected. We were able to create a tailored plan that perfectly suited my affordability.

Alina H.

Essex, UK

Our Values

Be Authentic

We don't believe in scripts or sales tricks. Just real conversations with real people — where your needs, not our targets, come first. We're here to listen, understand, and guide — never to push.

Be Accountable

We do what we say we’ll do. Every time. Whether it's a call back, setting up your policy, or explaining things in plain English — we own our actions. You can count on us to keep our promises.

Be Awesome

From the first chat to the final policy, we go above and beyond to make things simple, stress-free, and even enjoyable (yes, really). Our job is to take the weight off your shoulders.

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Common questions

How much life insurance do I need?

Determining the right amount of life insurance depends on factors like your rent, mortgage, debts, income, and family needs. Everyone is different so why not 👉 Book a free consultation to calculate the ideal coverage for your situation.

Do I need life insurance if I'm young and healthy?

Yes, getting life insurance at a younger age can lock in lower premiums and ensure you get cover before any health issues arise. 👉 Schedule a free chat to explore affordable options tailored to you.

Is life insurance necessary for a mortgage?

While not legally required, many lenders recommend or require life insurance to cover the mortgage balance in case of unexpected events. 👉 Book a free review to understand how life insurance can protect your home.

Can I get life insurance with a pre-existing medical condition?

Yes, many insurers offer policies for individuals with health conditions, though terms may vary. 👉 Arrange a free consultation to find suitable coverage options for your health profile.

Is life insurance expensive?

Life insurance can be surprisingly affordable, with premiums varying based on age, health, smoking status, cover amount and length of cover. 👉 Get a free quote to see how cost-effective life insurance can be for you.

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Explain in depth the question. Make sure that the explanation clearly answers the objections that visitor has on their mind. The frequently asked questions section is a great way to clear up any objections that the buyer might have and push then a step ahead to make that purchase.

Beyond Protection is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. 

Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.